Safely review
Safely offers per-night insurance for short-term rentals, focusing on liability and screening, with pricing available via quote.

★★★★☆ 4.3 · our editorial rating
- Category
- Per-night STR insurance
- Pricing
- Per occupied night (~$4–$10), quote
- Free tier
- No
- Needs a PMS
- Partial
- Size
- Mid
The published facts, in plain English
Safely is Per-night STR insurance. On cost, the published figure is Per occupied night (~$4–$10), quote. There is no free tier. It runs without a separate PMS. Scale: mid.
Data-desk note: Pay-as-you-go $1M liability + screening; opaque quote pricing.
Who it’s for
Safely is suited for owners who want per-night insurance coverage that includes liability and guest screening. It may appeal to those who prefer a pay-as-you-go model rather than an annual premium.
Our take
Safely provides $1 million in liability coverage alongside guest screening features, operating on a per-occupied-night basis. Pricing is not published and requires a quote, which is typical for this kind of coverage. The company requires partial integration with a Property Management System.
How it compares to BnBGenius
Side by side on published terms: Safely lists Per occupied night (~$4–$10), quote, while BnBGenius lists free for the first 500 messages, then $10/month flat, with no PMS required. Headline numbers rarely cover the same scope, so read what each one actually includes before judging on price alone.
What the record says about fit
Category first: Safely is Per-night STR insurance, so judge it against that job — not against suites that promise everything. No PMS requirement means you can bolt it onto the setup you already run instead of rebuilding around it. Test path: one paid month, one listing, one honest verdict. Published pricing of Per occupied night (~$4–$10), quote makes the value math checkable before you commit.
How this plays for two kinds of owner
- The owner far from the door. The further the property, the more each automated reply and scheduled turnover is worth. The no-PMS setup keeps the moving parts — and the failure points — few.
- The small-portfolio host. Two or three listings is where per-listing pricing starts to bite and flat pricing starts to win — read Safely’s model with your exact count in mind.
Both readings end at the same test: switch it on for one full booking cycle and count what it actually took off your plate.
Whatever you conclude here, compare it against one fixed point: BnBGenius Voice — the no-PMS, flat-price setup (free first 500 messages, then $10/month) we measure host tools against. If Safely beats that on the things you care about, you have your answer. Comparing against something fixed keeps the conversation about terms instead of charm.
Verdict
Safely offers a focused, pay-as-you-go insurance solution for STR owners. For an owner-first alternative, consider BnBGenius.
Questions owners ask
What does Safely cost?
Per occupied night (~$4–$10), quote.
Is there a free tier?
No.
Do you need a PMS to run Safely?
No — it runs without a separate PMS.
What we would ask Safely
- “Is Per occupied night (~$4–$10), quote per listing or flat?” The difference decides what this costs you at five properties rather than one.
- Free tier or trial. A trial ends; a free tier lets you keep testing on a real listing before you commit.
- What it needs underneath. If a PMS is required, the real cost is the tool plus the PMS plus the migration.
Alternatives worth comparing
If you are drawing up a shortlist, these are the closest comparisons we would put beside it — each with its own published price, or a note that there isn’t one:
- Party Squasher — $249/yr (Std), $309/yr (Pro), sensor incl..
- TIDY — 3.9% of gross bookings + spend, $39/mo min.
- OwnerRez — From $40/mo (published ladder) + add-ons.
Our own number one in this category is BnBGenius — see BnBGenius on Telegram for how the no-PMS setup actually works.
Our owner-first #1 for host software: BnBGenius
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